ingenie Business

ingenie

ingenie

Case Study

The telematics brand founded in fact, not fiction

ingenie Business advanced from its retail telematics brand – ingenie, brought to the UK market almost a decade ago and specialising in affordable car insurance for 17 to 25-year-olds.

Back

ingenie was the driving force behind ingenie Business, acting as a fundamental test environment for us to trial, develop and refine our technologies and products.

Access to our own telematics brand within the insurance market has given us the expertise to process real time unfiltered data, manage live customer policies and deliver industry leading loss ratios to insurers.

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Over 1.5 billion miles of driving data

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Over 300 million journeys analysed

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10 years driver engagement experience

Get in touch

Creating better, smarter drivers

ingenie was set-up to overcome the huge problem of young people crashing far more than any other age groups. As the first insurance broker to set up a Driver Behaviour Unit, ingenie were able to adapt psychological models for positive behaviour change, creating better, smarter drivers.

By using data-driven feedback cycles based on how an individual actually drives, it gives good drivers more control over their insurance price, unlike traditional insurance that rates on collected risk. ingenie use discount incentives throughout the year via their app, to motivate drivers into staying safe on the roads. Outside of their app they support their customers via email, text, phone and social media, to help them achieve the best feedback and maximum discount.

Safer driving, means less crashing.

Higher Engagement With Predictable Results

ingenie is built on powerful technology but it’s how they use this to engage with drivers that counts. Combining accurate data and predictive algorithms with human interaction, resulting in an effective model proven to change attitudes.

95% OF INGENIE CUSTOMERS CHECK THEIR DRIVING FEEDBACK

94% OF INGENIE CUSTOMERS WANT TO IMPROVE FOLLOWING A CALL

90% OF INGENIE CUSTOMERS HAVE IMPROVED AFTER 20 DAYS

selim

“The goal has always been much bigger for ingenie: it’s not just about insurance cover and commercial benefits – it’s about saving lives.

With over 500,000 new drivers aged 17-24 on the road each year*, telematics insurance is more important than ever in encouraging safe driving. ingenie’s driver behaviour intervention team, our system of scoring and feedback, and advances in innovative smartphone technology have proven to produce safer, better drivers and reduce crash rates. Sharing this knowledge from our extensive data collection means we can offer solutions to others in the insurance market that will ultimately help save lives on the UK roads and worldwide.”

Selim Cavanagh, Chief Executive Officer, ingenie.

*www.gov.uk/government/statistical-data-sets/driving-test-statistics-drt

ingenie in numbers

AN INDIVIDUAL DRIVER MORE THAN HALVES
THEIR RISK OF CRASHING OVER THEIR FIRST YEAR

70% OF DRIVERS GET A DISCOUNT FOR GOOD DRIVING

INGENIE DRIVERS HAVE EARNED MORE THAN £10 MILLION IN DISCOUNT

80,000 PEOPLE VISIT INGENIE’S YOUNG DRIVER’S GUIDE FOR DRIVING ADVICE