ingenie Business

Who is ingenie drive and data services?


Who is ingenie drive and data services?

September 14, 2021

Our Mission Statement

We are a market leading, telematics solution provider with a global footprint; working with insurers, brokers, financial institutions, and OEM’s.  With end to end in house capabilities, over a decade of expertise, and part of a £5B group operating in 80 countries, ingenie drive and data services is perfectly positioned to support in all your connected insurance needs.

How do we work?

Through deep partnership collaboration and localized knowledge, ingenie Business create bespoke, differentiated and market leading propositions that meet our partners specific requirements to deliver increased customer engagement, improved road safety, enhanced underwriting insight, and reduced loss ratio.

It’s All in the Data

Using the latest AI, machine learning, neural network techniques combined with social science, our in-house data science and actuarial teams have analysed billions of miles of highly granular driving data, 100’s of thousands of claims, matched to their true outcomes. Our highly predictive algorithms can be deployed in isolation or as part of an end-2-end proposition enabling our partners to understand their customers and make better, data driven decisions.

Changing behaviours

Changing drivers behaviour to improve road safety has been the cornerstone of ingenie for over ten years. We utilise the very latest AI and machine learning techniques to identify the correct combination of driving feedback, targeted nudges, individual coaching to build sustained intervention campaigns to significantly improve loss ratio performance and keep drivers safer on the road.


An insurer as well as a TSP, ingenie Business has unique insight, not available to other technology providers.  Operating for over a decade, our extensive experience gained from working in multiple countries with propositions that span all age and risk profiles has enabled us to build accurate FNOL algorithms that work with our claims and FNOL portal.  Early identification, crash reconstruction, association of liability, reduction in leakage, improved 3rd party capture rate, all combine to reduce loss ratio

Why work with ingenie Business?

Founded in experience and hugely collaborative, ingenie drive and data services treat every partner as an individual and adapt to their unique requirements and ambitions. We deliver ongoing operational support and can evolve our solutions to meet the requirements of a dynamic market environment. Proven over many years to continually deliver loss ratio improvements across multiple market segments, we have localized expertise on a global scale, and easy to do business with. Creating unique propositions that embody our clients and their customers specific needs, whilst also delivering bespoke IP to create long term value for our clients is core to our business. As the insurance world moves beyond traditional annual insurance, our innovative solutions allow you to launch a variety of propositions from PAYD, to PHYD, Temporary, Annual, older driver, and learn products.